{"id":5272,"date":"2026-03-15T02:20:29","date_gmt":"2026-03-15T05:20:29","guid":{"rendered":"https:\/\/valor-uf.cl\/?p=5272"},"modified":"2026-03-15T02:20:29","modified_gmt":"2026-03-15T05:20:29","slug":"simulador-subsidio-habitacional-uf-calcula-tu-credito","status":"publish","type":"post","link":"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/","title":{"rendered":"Simulador Subsidio Habitacional UF 2026: Calcula tu Cr\u00e9dito"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Simulador_Subsidio_Habitacional_UF_2026_Planifica_tu_Compra\"><\/span>Simulador Subsidio Habitacional UF 2026: Planifica tu Compra<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Para miles de chilenos, el <strong>simulador subsidio habitacional UF<\/strong> es el primer paso crucial para proyectar la compra de una vivienda. Con los constantes cambios en el valor de esta unidad de fomento, contar con una herramienta actualizada que refleje las fluctuaciones recientes de la UF en Chile se vuelve indispensable para una planificaci\u00f3n financiera realista.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u00cdndice de contenidos:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Alternar tabla de contenidos\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/#Simulador_Subsidio_Habitacional_UF_2026_Planifica_tu_Compra\" >Simulador Subsidio Habitacional UF 2026: Planifica tu Compra<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/#%C2%BFPor_Que_es_Vital_Simular_con_la_UF_Proyectada\" >\u00bfPor Qu\u00e9 es Vital Simular con la UF Proyectada?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/#Entendiendo_los_Distintos_Subsidios_en_UF\" >Entendiendo los Distintos Subsidios en UF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/#El_Credito_Complementario_y_la_Cuota_Final\" >El Cr\u00e9dito Complementario y la Cuota Final<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/#Preguntas_Frecuentes_sobre_Indicadores\" >Preguntas Frecuentes sobre Indicadores<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>    <!-- ux-box-miniconverter --><\/p>\n<div style=\"background: #ffffff; border: 1px solid #e0e0e0; padding: 15px 20px; border-radius: 8px; margin: 25px 0; box-shadow: 0 4px 10px rgba(0,0,0,0.03); border-left: 5px solid #217346; font-family: Arial, sans-serif;\">\n<div style=\"font-weight: bold; color: #111; margin-bottom: 12px; font-size: 16px;\">\ud83e\uddf2 Conversor R\u00e1pido UF a Pesos<\/div>\n<div style=\"display: flex; align-items: center; flex-wrap: wrap; gap: 12px;\">\n            <span style=\"font-size: 15px; color: #555;\">Ingresa UF:<\/span><br \/>\n            <input type=\"number\" id=\"mc-in-78601\" value=\"1\" min=\"0\" step=\"any\" style=\"width: 100px; padding: 8px 12px; border: 1px solid #ccc; border-radius: 6px; font-size: 16px; outline: none;\"><br \/>\n            <span style=\"font-size: 15px; color: #555; font-weight: bold;\">=<\/span><br \/>\n            <strong id=\"mc-out-78601\" style=\"font-size: 20px; color: #217346;\">$39.841,72<\/strong>\n        <\/div>\n<\/p><\/div>\n<p><script>\n(function(){\n var inp = document.getElementById(\"mc-in-78601\");\n var out = document.getElementById(\"mc-out-78601\");\n var base = 39841.72;\n var sl = \"$\";\n var sr = \"\";\n inp.oninput = function() {\n var v = parseFloat(inp.value);\n if(isNaN(v)) v = 0;\n var res = v * base;\n var fmt = Math.round(res).toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \".\");\n out.innerText = sl + fmt + sr;\n };\n })();\n<\/script><\/p>\n<p>Este simulador te permite estimar el monto de tu subsidio y el eventual cr\u00e9dito complementario, considerando el valor actual de la UF y proyecciones para el a\u00f1o 2026. Es una forma pr\u00e1ctica de visualizar tu capacidad de pago y el esfuerzo econ\u00f3mico que representar\u00e1 tu futuro hogar, ayud\u00e1ndote a tomar decisiones informadas antes de acercarte a un banco o corredor.<\/p>\n<p><!-- ux-box-hook --><\/p>\n<div style=\"background-color: #fcfdfd; border: 1px solid #d1e2eb; border-left: 5px solid #0056b3; padding: 18px; margin: 25px 0; border-radius: 8px; box-shadow: 0 4px 10px rgba(0,0,0,0.03);\">\n<p style=\"margin: 0 0 8px 0; font-size: 19px; font-weight: bold; color: #004494; letter-spacing: -0.5px;\">\ud83d\udc5b Impacto en tu Bolsillo:<\/p>\n<p style=\"margin: 0; font-size: 16px; color: #333; line-height: 1.5;\">Calcular correctamente tu subsidio con la UF puede definir si logras comprar tu casa propia o si el cr\u00e9dito se vuelve impagable.<\/p>\n<\/div>\n<p><!-- ux-box-takeaways --><\/p>\n<div style=\"background-color: #f8f9fa; border: 1px solid #e9ecef; border-left: 4px solid #ff4500; padding: 15px; margin: 25px 0; border-radius: 5px;\">\n<p style=\"margin-top: 0; font-weight: bold; font-size: 18px; color: #333;\">\ud83d\udccc Puntos Clave del Indicador:<\/p>\n<ul style=\"margin-bottom: 0;\">\n<li>La UF se reajusta diariamente seg\u00fan la inflaci\u00f3n, impactando directamente el monto final de tu cr\u00e9dito hipotecario.<\/li>\n<li>Los subsidios habitacionales suelen expresar sus montos en UF, por lo que su valor en pesos cambia constantemente.<\/li>\n<li>Una proyecci\u00f3n a 2026 te ayuda a anticipar escenarios futuros y a ahorrar con un objetivo claro.<\/li>\n<\/ul>\n<\/div>\n<div id=\"custom-wp-tool\" style=\"background:#fff; padding:25px; border-radius:12px; box-shadow:0 5px 15px rgba(0,0,0,0.08); border: 1px solid #eee; margin: 35px 0;\">\n<p style=\"font-weight: bold; margin-top: 0; color: #333;\">Simulador de Proyecci\u00f3n de Subsidio (UF 2026)<\/p>\n<p style=\"color: #666; font-size: 14px; margin-bottom: 20px;\">Ingresa los datos para simular el valor futuro de tu subsidio y cuota estimada. Considera una UF proyectada de $36.500 para 2026 (valor referencial).<\/p>\n<p><label for=\"ingreso\" style=\"display: block; margin-bottom: 8px; font-weight: bold;\">Ingreso Mensual Familiar (en pesos CLP):<\/label><br \/>\n<input type=\"number\" id=\"ingreso\" placeholder=\"Ej: 1.200.000\" style=\"width: 100%; padding: 12px; margin-bottom: 20px; border: 1px solid #ccc; border-radius: 6px; box-sizing: border-box; font-size: 16px;\"><br \/>\n<label for=\"ahorro\" style=\"display: block; margin-bottom: 8px; font-weight: bold;\">Ahorro Previo para Pie (en pesos CLP):<\/label><br \/>\n<input type=\"number\" id=\"ahorro\" placeholder=\"Ej: 5.000.000\" style=\"width: 100%; padding: 12px; margin-bottom: 20px; border: 1px solid #ccc; border-radius: 6px; box-sizing: border-box; font-size: 16px;\"><br \/>\n<label for=\"subsidio\" style=\"display: block; margin-bottom: 8px; font-weight: bold;\">Tipo de Subsidio a Simular:<\/label><br \/>\n<select id=\"subsidio\" style=\"width: 100%; padding: 12px; margin-bottom: 25px; border: 1px solid #ccc; border-radius: 6px; box-sizing: border-box; font-size: 16px;\"><option value=\"700\">DS 1 (Subsidio Tradicional) &#8211; 700 UF<\/option><option value=\"950\">DS 19 (Clase Media) &#8211; 950 UF<\/option><option value=\"550\">Subsidio Rural &#8211; 550 UF<\/option><\/select><br \/>\n<button type=\"button\" id=\"btn-calcular\" style=\"background:#0056b3; color:#fff; padding:12px 24px; border:none; border-radius:6px; cursor:pointer; font-weight:bold; width:100%;\">Calcular Proyecci\u00f3n 2026<\/button><\/p>\n<div id=\"tool-result\" style=\"margin-top: 25px; padding: 20px; background-color: #f9f9f9; border-radius: 8px; border: 1px solid #ddd; display: none;\"><\/div>\n<\/div>\n<p><script>\ndocument.getElementById('btn-calcular').onclick = function() {\n var ingreso = parseFloat(document.getElementById('ingreso').value) || 0;\n var ahorro = parseFloat(document.getElementById('ahorro').value) || 0;\n var ufSubsidio = parseFloat(document.getElementById('subsidio').value);\n var valorUFProyectado = 36500;\n var subsidioEnPesos = ufSubsidio * valorUFProyectado;\n var montoTotalDisponible = subsidioEnPesos + ahorro;\n var cuotaMensualMaxima = ingreso * 0.25;\n var tasaMensual = 0.05 \/ 12;\n var plazoMeses = 20 * 12;\n var factor = Math.pow(1 + tasaMensual, plazoMeses);\n var creditoEstimado = (cuotaMensualMaxima * (factor - 1)) \/ (tasaMensual * factor);\n var valorViviendaAccesible = montoTotalDisponible + creditoEstimado;\n function formatoCLP(numero) {\n return '$' + Math.round(numero).toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \".\");\n }\n var resultadoHTML = '<\/p>\n<p style=\"font-size:20px; font-weight:bold; color:#0056b3; margin-top:0;\">\ud83d\udcca Proyecci\u00f3n de Compra 2026<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p><strong>Monto del Subsidio (Proyectado):<\/strong> ' + formatoCLP(subsidioEnPesos) + ' (' + ufSubsidio + ' UF)<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p><strong>Capital Inicial (Subsidio + Ahorro):<\/strong> ' + formatoCLP(montoTotalDisponible) + '<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p><strong>Cr\u00e9dito Hipotecario Estimado:<\/strong> ' + formatoCLP(creditoEstimado) + '<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p><strong>Valor de Vivienda Accesible Aprox.:<\/strong> ' + formatoCLP(valorViviendaAccesible) + '<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p><strong>Cuota Mensual Estimada:<\/strong> ' + formatoCLP(cuotaMensualMaxima) + '<\/p>\n<p>';\n resultadoHTML += '<\/p>\n<p style=\"font-size:14px; color:#666; border-top: 1px dashed #ccc; padding-top:10px; margin-bottom:0;\"><em>\u26a0\ufe0f Esta es una simulaci\u00f3n referencial basada en proyecciones. Los valores reales dependen de la UF del d\u00eda, tu evaluaci\u00f3n bancaria y las condiciones espec\u00edficas del subsidio al momento de la postulaci\u00f3n.<\/em><\/p>\n<p>';\n document.getElementById('tool-result').innerHTML = resultadoHTML;\n document.getElementById('tool-result').style.display = 'block';\n};\n<\/script><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPor_Que_es_Vital_Simular_con_la_UF_Proyectada\"><\/span>\u00bfPor Qu\u00e9 es Vital Simular con la UF Proyectada?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>La Unidad de Fomento no es un n\u00famero est\u00e1tico. Su valor, publicado diariamente por el <a href=\"https:\/\/www.sii.cl\" target=\"_blank\" rel=\"noopener noreferrer\">SII<\/a>, se ajusta seg\u00fan la inflaci\u00f3n del mes anterior. Cuando planificas la compra de una vivienda para 2026, no puedes basarte en el valor de la UF de hoy. Una proyecci\u00f3n conservadora, como la usada en este simulador, te permite anticipar el monto final en pesos chilenos, evitando sorpresas desagradables y subestimaciones en tu ahorro.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Entendiendo_los_Distintos_Subsidios_en_UF\"><\/span>Entendiendo los Distintos Subsidios en UF<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>El Estado chileno ofrece varios programas, cada uno con un tope expresado en UF. El DS1, por ejemplo, puede llegar hasta las 700 UF, mientras que el DS19 para el segmento medio alcanza las 950 UF. Conocer estas diferencias y simular con cada una te ayuda a identificar para qu\u00e9 subsidio calificas y cu\u00e1l te conviene m\u00e1s seg\u00fan tu capacidad de ahorro e ingreso.<\/p>\n<figure class=\"wp-block-image size-large\" style=\"margin: 35px auto; display: block; text-align: center;\"><img decoding=\"async\" src=\"https:\/\/valor-uf.cl\/wp-content\/uploads\/2026\/03\/simulador-subsidio-habitacional-uf-calcula-tu-credito-interior.webp\" alt=\"Ilustraci\u00f3n 3D de una casa moderna sobre una moneda de oro, representando el subsidio habitacional y el valor de la UF.\" style=\"border-radius:12px; box-shadow: 0 4px 15px rgba(0,0,0,0.1); margin: 0 auto; display: block;\"\/><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"El_Credito_Complementario_y_la_Cuota_Final\"><\/span>El Cr\u00e9dito Complementario y la Cuota Final<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Es raro que el subsidio cubra el 100% del valor de una vivienda. Casi siempre necesitar\u00e1s un cr\u00e9dito hipotecario complementario. Aqu\u00ed es donde la simulaci\u00f3n se vuelve cr\u00edtica: el banco te prestar\u00e1 en UF, y tu cuota mensual tambi\u00e9n se reajustar\u00e1 con esta unidad. Nuestra herramienta estima una cuota que no supere el 25% de tu ingreso familiar, una regla de oro de la salud financiera.<\/p>\n<p><!-- ux-box-verdict --><\/p>\n<div style=\"background-color: #f0f8ff; border-left: 6px solid #0056b3; padding: 20px; margin: 30px 0; border-radius: 8px; box-shadow: 0 2px 10px rgba(0,0,0,0.05);\">\n<p style=\"margin-top: 0; color: #0056b3; font-size: 22px; font-weight: bold;\">\ud83d\udca1 An\u00e1lisis Financiero R\u00e1pido<\/p>\n<p style=\"margin-bottom: 0; font-size: 16px;\"><strong>Dato Econ\u00f3mico:<\/strong> Planificar con la UF proyectada a 2026 no es pesimismo, es realismo financiero. Te permite ahorrar con un objetivo claro y negociar con los bancos desde una posici\u00f3n de conocimiento, asegurando que tu sue\u00f1o de la casa propia no se convierta en una carga econ\u00f3mica insostenible.<\/p>\n<\/div>\n<p><!-- ux-box-disclaimer --><\/p>\n<div style=\"background-color: #fff8e1; border-left: 5px solid #ffc107; padding: 15px; margin: 25px 0; border-radius: 4px; font-size: 15px; box-shadow: 0 2px 5px rgba(0,0,0,0.05);\">\n<p style=\"margin: 0; color: #5c4000;\">\u26a0\ufe0f <strong>\u00bfEncontraste diferencias entre el c\u00e1lculo del simulador y las ofertas reales de los bancos?<\/strong> Comparte tu experiencia en los comentarios para ayudar a otros futuros propietarios.<\/p>\n<\/div>\n<p>    <!-- ux-box-indicators --><\/p>\n<div style=\"background: linear-gradient(135deg, #0F2350 0%, #2A4B8C 100%); padding: 25px; border-radius: 12px; margin: 35px 0; color: white; box-shadow: 0 4px 15px rgba(0,0,0,0.15); font-family: Arial, sans-serif;\">\n<div style=\"text-align: center; border-bottom: 1px solid rgba(255,255,255,0.2); padding-bottom: 15px; margin-bottom: 15px;\">\n<p style=\"margin: 0; font-size: 14px; text-transform: uppercase; letter-spacing: 1px; color: #FFD700; font-weight: bold;\">Valor UF<\/p>\n<p style=\"margin: 5px 0 0 0; font-size: 42px; font-weight: 900; letter-spacing: -1px;\">$39.841,72<\/p>\n<\/p><\/div>\n<div style=\"display: flex; justify-content: space-around; text-align: center; align-items: center;\">\n<div style=\"flex: 1;\">\n<p style=\"margin: 0; font-size: 12px; color: #b3c6ff; text-transform: uppercase; font-weight: bold;\">Valor UTM<\/p>\n<p style=\"margin: 5px 0 0 0; font-size: 20px; font-weight: bold;\">$69.889,00<\/p>\n<\/p><\/div>\n<div style=\"width: 1px; height: 40px; background: rgba(255,255,255,0.2);\"><\/div>\n<div style=\"flex: 1;\">\n<p style=\"margin: 0; font-size: 12px; color: #b3c6ff; text-transform: uppercase; font-weight: bold;\">D\u00f3lar Obs<\/p>\n<p style=\"margin: 5px 0 0 0; font-size: 20px; font-weight: bold;\">$909,94<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p style=\"text-align: center; margin: 15px 0 0 0; font-size: 11px; color: rgba(255,255,255,0.6); font-style: italic;\">Valores sincronizados al 2026-03-13<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Preguntas_Frecuentes_sobre_Indicadores\"><\/span>Preguntas Frecuentes sobre Indicadores<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"font-size:18px; font-weight:bold;\">\u00bfLa UF puede bajar de valor?<\/p>\n<p>No, la UF es un indicador que solo se reajusta al alza, nunca a la baja, seg\u00fan la inflaci\u00f3n acumulada. Su funci\u00f3n es mantener el valor real del dinero en el tiempo para cr\u00e9ditos y ahorros.<\/p>\n<p style=\"font-size:18px; font-weight:bold;\">\u00bfD\u00f3nde veo el valor oficial de la UF?<\/p>\n<p>El valor oficial y hist\u00f3rico lo publica diariamente el <a href=\"https:\/\/www.sii.cl\" target=\"_blank\" rel=\"noopener noreferrer\">Servicio de Impuestos Internos (SII)<\/a>. Tambi\u00e9n puedes consultarlo en sitios especializados como <a href=\"\/\">Valor UF Hoy<\/a>.<\/p>\n<p style=\"font-size:18px; font-weight:bold;\">\u00bfEl subsidio me lo dan en UF o en pesos?<\/p>\n<p>El monto asignado se establece en UF, pero el desembolso final se realiza en pesos chilenos, convertidos al valor de la UF del d\u00eda del pago. Por eso su valor en pesos puede variar entre la postulaci\u00f3n y la compra.<\/p>\n<p><!-- ux-box-author --><\/p>\n<div style=\"display: flex; align-items: center; background: #ffffff; padding: 20px; border-radius: 12px; margin-top: 25px; margin-bottom: 10px; border: 1px solid #e0e0e0; box-shadow: 0 4px 15px rgba(0,0,0,0.03);\">\n<div style=\"font-size: 45px; margin-right: 20px; background: #f0f4f8; border-radius: 50%; min-width: 70px; height: 70px; display: flex; justify-content: center; align-items: center;\">\ud83d\udc69\u200d\ud83d\udcbb<\/div>\n<div>\n<p style=\"margin: 0; font-weight: bold; font-size: 18px; color: #111;\">An\u00e1lisis elaborado por Carolina Echeverr\u00eda<\/p>\n<p style=\"margin: 5px 0 0 0; font-size: 15px; color: #666; line-height: 1.4;\">Especialista en Econom\u00eda y Mercados Chilenos en <strong>Subsidios Vivienda<\/strong>. Analizando tendencias en Chile desde 2020.<\/p>\n<p style=\"margin: 8px 0 0 0;\"><span style=\"display: inline-block; background: #f0f8ff; color: #0056b3; font-size: 12px; font-weight: 600; padding: 4px 10px; border-radius: 20px; border: 1px solid #d0e7ff;\">\ud83d\udee1\ufe0f Datos cotejados con fuentes del Banco Central y <span class=\"geo-tooltip\" data-tooltip=\"Servicio de Impuestos Internos: Organismo estatal encargado de la recaudaci\u00f3n tributaria.\">SII<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<p><!-- seo-godmode-v1-2026 --><br \/>\n<!-- seo-godmode-glosario --><\/p>\n<style>\n.geo-tooltip { position: relative; border-bottom: 2px dotted #0056b3; cursor: help; color: #0056b3; font-weight: 600; transition: all 0.2s; }\n.geo-tooltip:hover { color: #ff4500; border-bottom-color: #ff4500; }\n.geo-tooltip::after { content: attr(data-tooltip); position: absolute; bottom: 130%; left: 50%; transform: translateX(-50%); background: #111827; color: #fff; padding: 8px 14px; border-radius: 8px; font-size: 13px; font-weight: 400; font-family: sans-serif; white-space: normal; width: max-content; max-width: 250px; z-index: 999; opacity: 0; visibility: hidden; transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1); box-shadow: 0 10px 15px -3px rgba(0,0,0,0.2); text-align: center; line-height: 1.5; pointer-events: none; }\n.geo-tooltip::before { content: \"\"; position: absolute; bottom: 100%; left: 50%; transform: translateX(-50%); border: 8px solid transparent; border-top-color: #111827; z-index: 999; opacity: 0; visibility: hidden; transition: all 0.3s ease; pointer-events: none; }\n.geo-tooltip:hover::after, .geo-tooltip:hover::before { opacity: 1; visibility: visible; bottom: 120%; }\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Simulador Subsidio Habitacional UF 2026: Planifica tu Compra Para miles de chilenos, el simulador subsidio habitacional UF es el primer paso crucial para proyectar la compra de una vivienda. Con los constantes cambios en el valor de esta unidad de fomento, contar con una herramienta actualizada que refleje las fluctuaciones recientes de la UF en &#8230; <a title=\"Simulador Subsidio Habitacional UF 2026: Calcula tu Cr\u00e9dito\" class=\"read-more\" href=\"https:\/\/valor-uf.cl\/noticias\/simulador-subsidio-habitacional-uf-calcula-tu-credito\/\" aria-label=\"Leer m\u00e1s sobre Simulador Subsidio Habitacional UF 2026: Calcula tu Cr\u00e9dito\">Leer m\u00e1s<\/a><\/p>\n","protected":false},"author":3,"featured_media":5271,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[464],"tags":[386,381,434,376],"class_list":["post-5272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-subsidios-vivienda","tag-calculadora-uf","tag-credito-hipotecario","tag-subsidio-habitacional","tag-uf-2026"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud83d\udcb0 Simulador Subsidio Habitacional UF 2026: Calcula Aqu\u00ed<\/title>\n<meta name=\"description\" content=\"Usa nuestro simulador de subsidio habitacional UF 2026. 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